September 2011

This article  given by Jeff Grady of the FAIA   about this topic is very timely. Since  Governor Rick Scott  just signed a Bill that will prevent some fraudulent claims that public adjustors  have been accused of is now  out in the public. Citizens Insurance will no longer allow Public Adjustors to submit claims first for clients to avaoid this issue and all companies should go this route to help the consumer.Here in Fort Lauderdale and all of Florida Public adjustors have hurt the Insurance industry and are a key element to all of the recent rate hikes. They say they get you more money and in some cases this is true, but when they take 20% of that money they are really getting for themselves. Since claims are paid and you can get most of this money on your own if you work w/ your agent, the need for a  Public adjustor is usually not necessary. With all of the sinkhole claims and many being Fraudulent, public adjustors should all be ashamed of  what has happened and they should correct and moniter their own industry. The message from Jeff grady is simply exhaust all options first before you hire one and please remember to call L & S Insurance for all of your Insurance needs like Home Insurance, Auto, Flood, business and commercial and Life Insurance as well. Please enjoy the article and we are always  here to help w/ your claim needs as well.

Here is a list of all of the Home insurance rate hike requests from all of the carriers that have requested them since June. Also Citizens Insurance will be going up 25%. Knowing that the increases affect S. Florida and Fort Lauderdale at much higher percentges, we will get a much higher  %age  than is shown here. People North of Lake Okeechobee except for Tampa will recieve smaller increases and Tampa should get the average’s. All this while we are in Hurricane season and no storms  for Florida yet(Thank God)!! Please call us at L & S Insurance for all of your Fort lauderdale, S. Florida and  of Florida rates for Home, Auto, Flood, Business and Commerical coverage and Life Insurance as well. Please enjoy the article from Julie Patel of the Sun Sentinal.

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