Judy S was insured w/ Citizens and the policy was cancelled for non payment on her summer vacation. We shopped around for her and Citizens was still all there was. We went to a new company Argus  and asked a favor from them. Since they are just coming out w/ a new product they did us a favor and helped the client save  over $2000 in premium and avoided a 30 day wait with no coverage. Judy is now  very happy and so are we for her. This a  reason to be careful to shop with an Insurance agency that has many companies to choose from.This is especially Important since Tropical storm Erica will affect Florida next week.