Tropical Storm Erica has  now formed and  is heading toward Florida. New Insurance policies will be suspended next week as it approaches. Even though it is not likely to be in the S. Florida area Home Insurance policies needed  to be bound for coverage next week will be impossible to get  as it approaches next Monday.Please buy your Home Insurance this week, before you are not able to get it.Every Insurance company will be shut down by Sunday evening so call your agent today.