Floridians looking to get Home Insurance next week had best get it done by Friday the latest. It looks like Tropical Storm Erica will affect Florida by the weekend as far as watches and warnings so Insurance will not be available till she passes. All companies including Citizens Insurance will  shut down so please talk to your Insurance agents by tomorrow. If you want to check your policy or make adjustments today is a good day to do it. Please be sure you have replacement cost coverages on your home and contents coverage’s.Please check your flood policies as well to be sure you have enough and propor coverages.