Tropical storm Fred is off the coast of Africa, but does not appear to be a  threat for Florida.  It appears Fred will turn to the North as early as today or tomorrow and head into the open Atlantic. This is always a good time to check your coverage’s  with your home insurance policy to be sure you have what you need when the time comes.Do not wait until Murphey’s law takes hold and  you do not have propor coverage.

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