Sinkholes are the biggest problems they say and the increases will be state wide averages from 7.4% to 11%!!!!  The increases take affect with renewals starting  1/1/2011 and will not make anyone happy. The sad part is that the increase is not enough and our Insurance Commissioner and Governor need to raise rates up to 50% according to the actuaries that talk about the financial health of citizen’s in general. This does not even count if hurricane season has an impact on us and that is still yet to be determined.