This is not so true for the Florida based carriers, but there are a  few that are owned and backed by some National carriers so there is some hope for Florida. Shame on Allstate and State Farm for posting profits and still not writing Home Insurance here in Hurricane alley(Florida)!!!   The Florida based carriers Federated National and Ark Royal are a  few of the companies that are owned by A Rated AM best companies 21st  Century and AIC respectfully. Florida Family is actually  B+ rated on their own w/ AM best and there are a  few other’s as well. Please read the full article below;