This nightmare has cost so many clients undue expense because our legislators in tall do not know what to do and so they do little! This new form being abused by all Insurance companies(Citizens, Federated National, Universal, State farm and all the rest!) is now going to be reviewed and expanded. There has to be a better way and the people of Florida  deserve a better system. We won’t get it and depending on who is on this board for review, things can still get worse! Please read this article and get your own opinion!