Kevin McCarty and the Florida OIR have approved a 10.3% rate hike that will begin 1/1/11 and is a state wide average which could mean as much as 20% here in S. Florida. The increase applied for was 9.7%, but our commissioner who seems to have finally  realized that this increase is not enough approved the increase at 10.3% and still abides by Florida Sate law for Home Insurance policies. This means that if you buy or have Citizens Insurance, you are guaranted another increase next year unless you know how to shop for normal carriers that are not run by the State of Florida and have A  ratings w/ AM best as well. Please call our office for a quote or click on getting a  quote on the Blog page and we will be happy to help you out. please read the full article below;