The State’s 7th largest Home Insurance Company will be raising rates between 3-20%   soon! The hearings with the Florida OIR are ongoing now and will most likely be approved as all carriers are doing the same. This is a trend that started late last year and hit a peak in mid year 2010  and now is still an ongoing process for all carriers at some point. Even Citizens Insurance will increase 1/1/11 significantly and how will the people of Florida afford it?? At L & S, we will help you shop to all available carriers and compare all coverage’s to determine what you need and can afford. Please contact  us for a quote on this blog page or call. Please read the article on The Florida Peninsula rate hike soon to come.