First Home has now announced their Increase and it is not low.39% state wide average means nearly double that much to all of here in S. Florida. I keep telling everyone this is coming and most do not believe it, but here it is again!! Please call us here at L & S for quotes to get you the best possible rates and please read the article below. Please remember that since we are not in Hurricane season it is still the best time to shop for home Insurance. This is true even if our Legislators in Tall. or the Insurance Commissioner  do nothing about it.