This article does cover all the current issues affecting Florida Homeowner’s on the New Senate  Insurance bill SB408 which replaces the SB 2044 from last year. The old bill was passed by  the the Legislator’s in  Tall. and then Governor Charlie Christ Veteod even after Insurance commissioner Kevin McCarty urged him to sign it. This new bill adds a few items to it like the Citizens reform to make it the Insurance company of last resort again and to keep Public adjustors from filing claims against any Citizens policy.Our New Governor Rick  Scott has already pledged in his campaign promises to sign this bill and please feel free to read what is coming down the pike w/ Deregulation reform w/ Home Insurance in Florida. Please also remember to contact L & S Insuarnce for all your Insurance quotes and questions as we are a  Trusted choice member as well;