It seems like the OIR does not want to be involved w/ rate increases that are 15% or less and are only concearned that the Insurance companies  are following the law and not is it a necessary rate  increase. They cannot show favoritism in any way to any one and they must make themselves actuarily sound. The rate and file issue  is all part of this and all in good time for hurricane season to start. It seems the Florida Legislators are worried more about the financial health of the Insurance carriers and not the people who need to pay the premiums. This is what our Governor Rick Scott wanted and this is what we have. I hope you all voted well, but please call us for a free quote on your Insurance and please read what is happening in Tall.