Tornados, Floods, Earthquakes and now Hurricane season  is getting under way and expected to be a wild one. Losses this year could be as much as 10 billion or more compared to 2-4 billion avearge in prior years. Guess what this means to us, yes higher premiums!!!! No one really seems to care when the Insurance carriers loose money, but everyone cares when their rates go up 20-40% and will continue like this for 1-2 more years or more. There is no sympathy for Insurance companies when they lose money, but it is a fact and will have to be dealt with. Please call L & S Insurance for all of your Home, Auto,Life, Flood and business policies. Please read the full article below;