Everyone likes to search the Home  Insurance quotes  based on price and they do not seem to care about coverage’s.Agents who only sell Citizens w/ no other carriers never tell people the true story either and State Farm agents are very guilty of this. Most people are not told about the ability of Citizens Insurance to charge 15% from each of the 3  Citizens Carriers at any time for any financial reason. If a Hurricane comes, not only will you have your 2% deductable to worry about and getting a differant carrier will be nearly impossible as well. You also have to deal w/ a surcharge that could be 3 times what the article here is talking about.Once this surcharge hits you, you can never walk away form it like before because the new Property Insurance Bill just signed by Governor Rick Scott insurs that Citizens Insurance collects it’s fees. This power was given to them by the Legislators in Tall. as well as the OIR and the Insurance commissioner. Most of the people on the board of Citizens are not even experienced in the industry so they have no real working knowledge as to why things  happen. Please read the full article by Julie Patel of the Sun Sentinal and please call L & S Insurance for all of your Home, Auto, Flood, Commercial and Life Insurance busienss.