Please read the article and get informed here in Fort lauderdale and all of Florida. We discuss most of this w/ all of our clients, but the list is a good one and everyone should be informed about it. These are all claims that have happened a lot over the last 10-20 years  and Insurance companies are looking to not pay when they can get out of it. Please be an informed consumer as Julie Patel tells us from her article in The Sun Sentinal of Fort Lauderdale. Please call L & S Insurance for all of your Home Insurance needs like Home, Auto, Flood, Business and commercial and Life Insurance as well. PLease enjoy the article below;

http://www.sun-sentinel.com/business/fl-insurance-policy-exclusions-20110902,0,1282177.story