25% state wide average plus the sinkhole rate increase whatever it  may be. The news is not yet final, but should be by next month and the new rates will start 1/1/2012. The increases will be worse in Fort lauderdale, S. Florida w/ 30-40% increases here and the Tampa area will be hit w/ huge Sinkhole increases and the rate hikes as well. All of this is great news for the Insurance companies like our Governor Rick Scott wanted and not so good for the consumer who cannot afford the premiums today. Please read the article by Julie patel of the Sun Sentinal  and the final should be out in a few weeks. Please call L & S Insurance for all of your Home, Auto, Flood, Business & Commercial coverage and Life Insurance as well.