The Florida Legislators  would not Increase Citizens Insurance more than the 10% max, but they are allowing all other carriers to use this new controversial method. The re-Insurance companies use this already in some cases and since those costs can be passed along, I guess we will see this happen next year or sooner.Citizens Insurance does not have re-insurance so they will not be affected unless the cat fund passes it’s costs along as well. The rates In Fort Lauderdale, S. Florida and all over Florida will now be on the rise. Here is the problem, Citizens rates will not increase as much, but they are using a new Replacemnet Cost Estimator which does raise the amount of coverage needed and that does raise rates so we will see how this unfolds. No matter how you look at it, the only answer you can see is that rates are on the rise and we all hope that everyone in Florida does not end up in Citizens which the Governor promised to get rid of in 4 years. I believe that governor Rick Scott will soon find that Citizens Home Insurance will soon be at it’s highest level ever and will continue to grow until they raise rates enough to truly force people out to find private Insurance. Please read the full article by Julie Patel of the Sun Sentinal and please call L & S Insurance for all of your Home, Auto, Flood, Business and Commercial coverage as well as life Insurance.