Julie Patel of the Sun Sentinal cover’s this story well as the Sentinal itself grills the Governor on what his campaign promises were and why  nothing has happened, but higher prices and the same problems we have had. Governor Scott responds about the PIP problems w/ Car Insurance issues in Fort Lauderdale, S. Florida and all of Florida as Auto Insurance carriers adjust the rates upward to cover PIP fraud claims. On Home Insurance issues he warns that next year w/ new bills starting w/ renewals on 1/1/ 2012 you will have to sign a form that states you are aware of a  possible surcharge by Citizens Insurance if a Hurricane hits.I have blogged on this before and it could be as much as 45% of your total premium. Most will wait and hope for the best since citizens rates are still so competitive.The Citizens rate hike was only maxed at 10% and most companies are taking 30% or so. This is why we still have 1.4 Million people in Citizens and the number grows by 40K / month. No good news here, just the Governor and his Legislators in Tall. trying to explain why nothing is better or looking better. please call L & S Insurance for all of your quotes for Home, Auto, business and Commercial, Flood Insurance and Life Insurance as well.