Public adjustors claim to get you more money, but many of them use Fraudulent practices(Sinkhole Claims have been the worst) to get that money and take 20% or more from your claim check. To control Fraud the State  wants to keep Public Adjustors out of the picture until a claim has been  made so  the Insurance company  reviews the problem first. Public adjustors try to come out first and this can cost the consumer a lot of money if the claim would have been  paid properly and the adjustor was never needed. This has caused a lot of issues and a Law suit as well by the Public adjustors.  This is a  5th amendment issue possibly so the case will be heard. The Legislators and court system will be dealing w/ this issue over the next few months so please watch for more info. This will affect people in Fort lauderdale, S. Florida and all over Florida as well. Please read the full article by Julie Patel of the Sun Sentinal and please remember to call L & S Insurance for all of your Home, Auto,Flood, Business & Commercial and even Life and health Insurance quotes as well.