3.2 billion is just the initial Shortfall, how about if a hurricane hits. If you have seen my prior posts about this topic, I have talked about The Citizens Surcharge and this is where and why it may come still very soon. Many Legislators in Tall. including Governor Rick Scott, want to reduce this risk. If the risk is not reduced somehow, the rates will have to increase significantly more than it has and the people of Florida are struggling to afford what is happening already. Consumers in Fort Laud and all over Florida will feel this rate hike terribly if another solution is not found soon. Please read the full article as we wind down hurricane season w/ a  cool blast from the North this weekend. Please remember to call L & S INsurance for all of your needs in Fort lauderdale and all over Florida for Home, auto, Flood, business and Commercial coverage and life Insurance as well;