Robin Wescott the Florida Consumer Advocate is releasing a report on this topic today and I have enclosed the article w/ all of the results of her study. Julie Patel of the Florida Sun Sentinal puts it all on the table for everyone to see. Fort Lauderdale and all of Florida have seen the following, Fraudulent claims, High lawyer fees, unrealistic medical bills and the Insurance compnaies are not going to be able to keep rates down any more unless new legislation is passed. Even if the lawmakers in Tallahassee do pass a bill, it will not happen for quite some time so the rates on Car Insurance will be heading up so now you know who to blame. Many claims are not only valid, but are not enough, but way to many have fraud involved which costs everyone even though we are not in the claim. Please enjoy the complete article and call L & S Insurance for all of your Insurance quotes including, Home, Auto, Business  & Commercial, Flood, and even Life Insurance.