Please read How the State of Florida cat fund which protects Citizens Insurance and all carriers is billions short of the needed amounts to maintain the AM best ratings!  This will definitely be an issue to resolve and we will see how it all falls out. Please read the full article below about Citizens Insurance, Home Insurance and how it will affect all of us in Fort  Lauderdale and all over Florida. Please call L & S Insurance at 1-888-244-7400 for all of your Home,Auto,Flood, Business & Commercial, and even Life Insurance quotes.