Here we go again, in another attempt by Governor Rick Scott to try and reduce Citizens at a faster pace. In a good article by JuliePatel of the Fort Lauderdale Sun Sentinal  which explains all of the huge benfits new Florida based Insurance carriers will receive some huge benfits including claim help and even guarateeing the consumer for that companies rate hikes. Yes, the OIR, The Governor and people at the head of Citizens want to sell the policies to carriers, give them  perks and then guarantee rates to the consumer  at the expense of Citizens and all of it’s reserves.Now any  carrier could take a 40% rate hike, the consumer would only pay 10% on the increase and Citizens would cover the rest???? What would stop every carrier from imposing huge rate hikes and taking advantage of a system beaten for many years???  In any event, the options are many and discussions will continue for several weeks or more. Please call L & S Insurance at 1-888-244-7400 for all quotes on Home, Auto, Flood, Business & Commercial, and life Insurance quotes as well. This article was sent to us by our friends at First State Insurance.