10% in Fort Lauderdale means 20% most of the time for all of South Florida. At least they will keep the water damage coverage for now! Thanks to Julie Patel for following this story for the Fort lauderdale Sun Sentinal and to our friends at First State Insurance. Please read the full article and call L & S Insurance for Home, Auto, Flood, Business & Commercial and Life Insurance quotes at 1-888-244-7400.