The Fort Lauderdale Sun Sentinal has the article and it was sent to us by our friends at First State Insurance. If you want to know why we pay so much in car Insurance here in South Florida, please read about Fraud and how bad it really is. Think of the millions in false claims and what Insurance had to pay.  If people stopped thinking about themselves and did business the correct way, we would not be as bad as it is currently. PIP fraud must go away for all of us to see real reductions in Car Insurance rates. Please read the full article below and please call L & S Insurance at 1-888-244-7400 for all of your quotes on Home, Auto, Flood, Busienss & Commercial and Life Insurance quotes as well.,0,6968750.story