If Citizens is going to depopulate or raise rates significantly, they must be fiscally reviewed to truly determine what condition it is in to pay claims now and if and when depopulation occurs. We already know that Citizens has 6 Billion in reserves and some bond issues for perhaps 3-6 billion more, but who knows. Hurricane Sandy will cost 25-30 billion in The NY, NJ and New England area so obviouly we are a little short. It does not take  Rocket science to figure this one out, but The Sate Representative Frank Artilles  wants it so now it must be done. Talk about sound bites to get your name in the paper. I will continue to bring this info to all that come visit the Home Insurance Guru in Fort Lauderdale, but we service all of Florida. Please read the full story below and call L & S Insurance at 1-888-244-7400 for all of your quotes on Home, Auto, Flood, Business & Commercial and Life Insurance as well.