This bill will try to cover all of the things I have been showing over the last several months. Since this year is not an election year, anything goes, so this year is likely to have some real changes. The issue is who will benefit? There could be more private Insurance companies, less policies in Citizens, and The cat fund could put Re-insurance back to the private market as Governor Christ had put Fl0rida at risk by becoming a reinsurer. The will help save Citizens from going under beyond 1 storm or sooner and the Florida Cat fund as well, but who will be the real loosers?? That my friend is the consumer(us), because to save Citizens and the Florida Cat Fund premiums will continue to rise. Buying insurance in Fort Lauderdale and South Florida is already so expensive, but  all of these transitions could cause some major rate hikes still to come. What will the people of Florida do?? Well it seems the the U.S.  Governmant will bail out any catastrophe as proved with Hurricane Sandy since a 50 billion dollar bill to help those who chose to not have insurance is now law. If the Fedeal Government and the Legislator in Washington D.C. will save everyone from these cats then why should our prices rise and how can we use this to our advantage?? There is still the questions about Citizens Insurance as well and Insurance Commissioner Kevin McCarty still wants to change Citizens back to being the Insurer of last resort at rates 15-20% higher than anyone else in the marketplace. This is where we were before Governor christ and that was also not a good situation??? As usual, this will be discussed, most do not understand what will happen, but prices are still on the rise for 2013 and 2014 for sure. Please read the full article blow. Please call L & S Insurance at 1-888-244-7400 for quotes on Home, Auto, Flood, Business & Commercial and Life Insurance quotes as well.