3 storms hit Florida last year and they were all wet, but little to do with wind issues. This presents many problems including the predictability of where and when it will come. most of our technology has been toward wind speed and tracks, but now we are more prepared than we have been in the past. Please read the full article to better prepare yourself from water damage claims as Insurance companies like FEMA for Flood , and other Home Insurance companies like Citizens and all of the other’s will or will not pay.If you are in the Fort Lauderdale or anywhere in Florida, you should carry a Flood policy. People Inland with no mortgage and in a flood zone seem to think they are safe, but our Canal system allows for Flood waters to be in many parts of Florida so everyone should carry a Flood policy. Please call L & S Insurance for quotes on Home, Auto, Flood, Business & Commercial and Life Insurance quotes as well at 1-888-244-7400.