This company is only 1 year old, has close ties with Governor Rick  Scott  including huge campaign Contributions, and a new deal for an additional 60K policies from Citizens Insurance. This new deal, arranged by President Barry Gilway, is differant than other’s in that Heritage will take care of all claims from 2013 and current, but they can choose the policies they take, so none with claims pending are likley to be had????  They will be paid hundreds of millions of dollars to take the policies with no claims and that is a huge winfall for them. I do not know what is legal or moral, but it is happening unless Senator Fasano’s complaints go further!  In any event, the people of Fort Lauderdale and all of South Florida are feeling the wrath of higher rates and there seems to be no end in sight. Please read the full article from the Insurance Journal and please call L & S Insurance at 1-888-244-7400 for quotes on Home, Auto, Flood, Business & Commercial and Life Insurance quotes as well.