Insurance Commissioner Kevin McCarty settled for 1.26 million with no answers or apologies. I guess they will change the business practices, but time will tell. Universal is a Big player in the Florida marketplace, they are based here in Fort Lauderdale, and they are only 2nd to Citizens in policy count. You can always expect problems with carriers, so if this one goes away, then all is good!!! Please enjoy the full article below and please call L & S Insurance at 1-888-244-7400 for quotes on Home, Auto, Flood, Business & Commercial and Life and Health Insurance quotes as well.