I still think we need to no longer be a No Fault State as there is no reason to do so, but that will still be up for discussion this legislative session. Remember that the savings is about 12% of the PIP premium, but only about 3% of your total premium so the savings is not so great. In Fort Lauderdale, Miami and most of S. Florida rates are high so 3% in my pocket is better than the Insurance companies so it helps. Reforming the State and no longer being a No Fault State is what we really need to do. In the meantime let’s just enjoy some savings and hope for the best. Please call L & S Insurance at 1-888-244-7400 for quotes on Home, Auto, Flood, Business & Commercial and Life & Financial products as well. Please enjoy the full article below.