It is easy to say to clients that they are no longer in Flood zones, you should ” Save the Money!!!!” This is not real smart because if they cannot afford the premium which is very low for most, they certainly cannot afford the claim which is still very likely!!! Flood misconceptions by Realtors is tremendous. Please be the smart Real Estate professional and let the customers talk to an Insurance Professional  at L & S to decide if they want or need flood. The State of Florida is a flood zone, but much of Broward county now does not need to carry it and that is a shame. When claims occur and they try the Insurance companies, get declined and then have no coverage, they will want to blame someone. As a Realtor, you should not want that to be yourself. Please be prudent in your decisions and take some time to read this Link on Flood Insurance misconceptions. Remember to contact Lee at L & S to come to your location and do an Insurance class which includes Flood Insurance updates. Please call L & S Insurance at 1-888-244-7400 for quotes or information on Home, Auto, Flood, Business & Commercial, & Life & Financial products as well and enjoy the full article below;

 

https://www.floodsmart.gov/floodsmart/pdfs/Flood_Insurance_QA_for_Real_Estate_Professionals.pdf

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