Please call L & S Insurance at 1-888-244-7400 for quotes on Home, Auto, Flood, Car, Business & Commercial, & Life & Financial products as well! Please enjoy the full article below, but see how Public adjustors really get you more money!!! We call it FRAUD!!!!


Florida CFO and State Fire Marshal Jeff Atwater, alongside Miami-Dade State Attorney Katherine Fernandez Rundle, has made more than 30 arrests during the second wave of a collaborative state and local operation known as “Operation Flames and Floods.” The investigation exposed an extensive scheme in which a Miami public adjuster named Jorge Espinosa recruited homeowners to stage fire and water damage claims in residential homes in order to defraud multiple insurance companies.

Previously arrested in February 2014 for crimes related to this fraud ring, investigators have since uncovered 25 more fraudulent claims tied to Espinosa, representing total losses of more than $14 million.

“It is clear that this scheme was driven by greed, and unfortunately, it is the honest policyholders in our state who are left on the hook to cover the millions of dollars that were stolen,” said CFO Jeff Atwater.

Atwater credited the work of the Department’s investigators, as well the support of the Miami-Dade Police Department’s Arson Unit and Miami-Dade County State Attorney Katherine Fernandez Rundle, in stopping the individuals and holding them accountable.

Miami-Dade State Attorney Katherine Fernandez Rundle said the insurance thieves were making their money by “Reaching into the wallets of every honest citizen of Florida. Their profits come from our pain and hard work. That is why these arrests are so important.”