All property insurance policies contain a provision obligating an insured policyholder to perform certain duties after a property loss occurs.  One of those requirements is an insured’s duty to produce records and other documents to their insurance company.  Following an insured reporting a claim for property loss, the insurer will typically send a written request to the insured for a copy of all records, documents, receipts, and/or proofs of purchase for all property claimed to be damaged.  The insurance company will also typically request a copy of any and all contracts, estimates, proposals, and/or invoices pertaining to repair, replacement, or mitigation services provided to the property both before and after the claimed loss.  The insurance company may also request an insured to produce photographs and videography depicting the condition of the property prior to the loss, damages sustained as a result the loss, and repairs made after the loss.

 

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