December 2018


Please call Lee Gorodetsky from Your Insurance Consultant   L & S Insurance at 954-270-7966 for free quotes on Home Insurance, Auto, Flood, Car, Business & Commercial, Life Health and group benefit products from Colonial Life, referrals to many who can help as well as my consulting business. I want to be sure you have the best coverage available when you have a claim. During a claim is the worst time to find out your policy will not cover you well. Please contact me for consulting help and my classes for Realtors and the consumers.

A Florida man has been sentenced to eight years in prison for taking advantage of people who suffered property damage last year during Hurricane Irma.

Collier County prosecutors says 44-year-old Daniel Lawrence Ohleyer was sentenced Monday. He had been convicted of two counts of contracting without a license during a state of emergency, one count of grand theft and two counts of violation of probation.

Please enjoy the full article below;

https://www.insurancejournal.com/news/southeast/2018/12/21/512749.htm

Please call Lee Gorodetsky at 954-270-7966 for free quotes on Home Insurance, Auto, Flood, Private Flood, Car, Business & Commercial, Life, Health, and all types of group and benefit programs.

An unlicensed contractor operating in the Florida Panhandle has been arrested by the Florida Disaster Fraud Action Strike Force (DFAST) for allegedly conducting roofing repairs following Hurricane Michael, according to a statement from Chief Financial Officer (CFO) Jimmy Patronis.

Ashley Porterfield, owner of Porterfield Building, was arrested Nov. 20 on charges of unlicensed contracting, a third-degree felony during a state of emergency. DFAST reportedly observed employees of Porterfield Building repairing a damaged roof while deployed to the Panhandle following Hurricane Michael.

Investigators made contact to verify the company had the proper licensure and workers’ compensation insurance coverage required by Florida law. It was discovered that Porterfield was not licensed to conduct business in the state.

“The Panhandle is recovering after Hurricane Michael, but unlicensed contractors could deal another blow to Florida families,” Patronis said. “Unlicensed activity puts Floridians in danger and takes business away from reputable contractors that follow the law. Before allowing anyone to make repairs, verify they have the required licenses and insurance. While hurricane season ends tomorrow, we will keep working to protect residents and business owners as they rebuild.”

Porterfield was and booked into the Bay County Jail and if convicted, could face up to 5 years in prison

Please enjoy the full article below;

https://www.insurancejournal.com/news/southeast/2018/12/06/511147.htm

Please call Lee Gorodetsky at 954-270-7966  for free quotes on Home Insurance, Auto, Flood , Private Flood, Car,  Business & Commercial, Life, Health & Group enrollment business of all types.

A new study released by the Insurance Information Institute (I.I.I.) finds that Florida’s assignment of benefits (AOB) crisis has cost consumers billions of dollars in unnecessary litigation and inflated claim costs as the abuse continues to spread statewide.

“In Florida, abuse of AOBs has fueled an insurance crisis,” the report says of the misuse of the policyholder protection known as AOB. “The state’s legal environment has encouraged vendors and their attorneys to solicit unwarranted AOBs from tens of thousands of Floridians, conduct unnecessary or unnecessarily expensive work, then file tens of thousands of lawsuits against insurance companies that deny or dispute the claims.”

The I.I.I. report says the AOB “mini-industry has cost consumers billions of dollars as they are forced to pay higher premiums to cover needless repairs and excessive legal fees.”

An AOB is a document signed by either an auto or homeowners policyholder which allows a third party, such as an auto repair shop or a roofer, to seek direct payment from an insurer on a policyholder’s behalf. In Florida, a policyholder is permitted to sign an AOB document without notifying their insurer or seeking the insurer’s consent. The abuse has stemmed from the third parties with a signed AOB working with plaintiff’s attorney to sue an insurer when the insurer disputes an inflated bill from the third party.

Please enjoy the full article below;

https://www.insurancejournal.com/news/southeast/2018/12/12/511654.htm