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Term life insurance is a great bet for people who want the most affordable life insurance in order to cover specific family needs, such as the working years of parents.

You may think that comparing prices is the only way to find the best term life insurance companies. But prices only tell part of the story. Inside the policy (sometimes) are important benefits that can become critical many years after you buy the coverage. Your health and insurance needs can change over time, and the best term life insurance can accommodate changes.

To find the best term life insurance companies, we used data provided by Life Quotes to evaluate companies on rates and coverage features

CompanyPrice competitivenessPolicy benefitsForbes Advisor rating
TransamericaVery goodExcellent
Pacific LifeExcellentGood
John HancockVery goodGood
Lincoln NationalVery goodGood
ProtectiveVery goodGood
SBLIVery goodGood
Securian FinancialGoodVery good
North AmericanFairVery good
Penn MutualGoodGood
PrudentialFairVery good
Legal & General AmericaVery goodFair
American NationalFairVery good
Mutual of OmahaFairGood

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