5 red flags policyholders should watch for in the insurance claims process. Always call your agent before you do anything. USAssurance clients are all told this, but you have to remember?

Please call Lee from USAsurance Powered by WeInsure & Calle Financial. 954-270-7966 or 833-USAssure at the office. My email is lee@myUSAssurance.com . I am Your Insurance Consultant about Home Insurance, Auto, Flood, Private Flood, Car, Life Insurance, Mortgage protection, Financial Products, Business & Commercial Policies, & Group Products for business owners to give Employees benefits at no cost to the employer. My email is lee@myUSAssurance.co

The insurance claim process is inherently difficult and complex. With so many elements involved, even the most mindful and diligent policyholders can overlook important details that impact the management and overall success of their claim. Businesses face even more complications and require even greater attention to variables, not the least of which is the protection of the brand and other assets. So, it is imperative business property owners partner with an expert claims professional when filing an insurance claim. Along with that, there are a few red flags that all policyholders must be aware of in order to best navigate the process.

Red Flag 1: The insurance company doesn’t respond back to you in a timely manner. By law, you or your public adjuster should hear back from the insurance company within 15 days after the date of receipt of notice of claim.

Red Flag 2: The insurance company demands that you use their preferred vendors for reconstruction and mitigation. You are not required to use the vendors that are recommended to you by your insurance company. Make sure to research thoroughly before hiring any vendors.

Red Flag 3: The insurance company is requesting an examination under oath. In this case, the insurer may have a suspicion that there is fraudulent activity in regard to your claim.

Red Flag 4: The insurance company takes a long time to accept or deny your claim. Any inaction from the insurer on such decisions should be addressed immediately.

Red Flag 5: The insurance company says that you don’t have coverage for items in your claim. Although this is a rare occurrence, sometimes mistakes can happen.

Partnering with a public adjuster to advocate on your behalf is the best way for you and your business to navigate through these red flags.

Strategic Claim Consultants will ensure that your claim will be properly, expertly managed so that you collect the full settlement possible to protect, restore, and rebuild your business and property. Please contact one of our licensed claim consultants with any questions you may have about your insurance claim at (844) 701-9995.

Strategic Claim Consultants is a leading insurance claim consulting and public insurance adjusting firm. With over 200-plus years of collective experience and over $1 billion in claims settled over the past 18 months, SCC delivers the claim advocacy and partnership a commercial property and business owner needs to navigate the insurance claim process.

Brandon Lewis, CEO and founder of Strategic Claim Consultants, is recognized as an expert in insurance claim consulting. His 30+ years of experience give him a comprehensive understanding of a commercial property/business owner’s needs and concerns. Lewis attended both Pace University Lubin School of Business and Hofstra University. He can be reached at brandon@strongclaims.com.

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