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The 10 states with the most at-fault accidents
By Brittney Meredith-Miller | December 22, 2021 at 01:00 AM

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10. Utah
Percentage of drivers with a prior at-fault accident: 11.34%
Number of traffic deaths per 100 million vehicle miles traveled: 0.75
(Photo: Johnny Adolphson/Shutterstock.com)
9. Rhode Island
Percentage of drivers with a prior at-fault accident: 11.35%
Number of traffic deaths per 100 million vehicle miles traveled: 0.75
(Photo: ESB Professional/Shutterstock.com)
8. Georgia
Percentage of drivers with a prior at-fault accident: 11.78%
Number of traffic deaths per 100 million vehicle miles traveled: 1.12
(Photo: Sean Pavone/Shutterstock.com)
7. Maine
Percentage of drivers with a prior at-fault accident: 12.05%
Number of traffic deaths per 100 million vehicle miles traveled: 1.06
(Photo: Sean Pavone/Shutterstock)
6. New Hampshire
Percentage of drivers with a prior at-fault accident: 12.09%
Number of traffic deaths per 100 million vehicle miles traveled: 0.73
(Photo: Wangkun Jia/Shutterstock.com)
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5. South Carolina
Percentage of drivers with a prior at-fault accident: 13.11%
Number of traffic deaths per 100 million vehicle miles traveled: 1.73
(Photo: Sean Pavone/Shutterstock.com)
4. Maryland
Percentage of drivers with a prior at-fault accident: 13.22%
Number of traffic deaths per 100 million vehicle miles traveled: 0.87
(Photo: Kevin Ruck/Adobe Stock)
3. Ohio
Percentage of drivers with a prior at-fault accident: 13.28%
Number of traffic deaths per 100 million vehicle miles traveled: 1.01
(Photo: rouda100/Adobe Stock)
2. Nebraska
Percentage of drivers with a prior at-fault accident: 13.28%
Number of traffic deaths per 100 million vehicle miles traveled: 1.17
(Photo: Kristopher Kettner/Shutterstock)
1. Massachusetts
Percentage of drivers with a prior at-fault accident: 13.34%
Number of traffic deaths per 100 million vehicle miles traveled: 0.51
(Photo: Sean Pavone/Shutterstock)
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According to the National Highway Traffic Safety Administration, an auto accident occurs approximately every six seconds in the United States. Of course, some areas of the country present more driving hazards than others.
Insurify analyzed over 4 million car insurance applications to pinpoint the most dangerous states for auto travelers. They found that, across all 50 states, the average percentage of drivers with an at-fault accident on their record was 10.18%.
They looked at this information alongside data on auto accident fatality rates from the Insurance Institute for Highway Safety, which showed an average traffic fatality rate of 1.11 deaths per 100 million miles driven in the U.S.. However, Insurify’s data scientists found no correlation between a state’s percentage of drivers with an at-risk accident and the state’s fatality rate.
In this slideshow, we take a look at the ten states with the highest percentage of drivers with an at-fault accident on their record, as well as each of their fatality rates.
Related:
- States with the most fatal teen car crashes
- The most affordable car insurance companies of 2021
- How insurance covers insureds driving another’s vehicle
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