Please call  Lee from Calles Financial at 954-270-7966, Your Insurance Consultant  about Home Insurance, Auto, Flood, Private Flood, Car, Life Insurance & Financial Products, Business  & Commercial Policies, and Group Products for business owners to give Employees benefits at no cost to the employer.

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https://www.insurancejournal.com/news/southeast/2019/10/02/544169.htm

 

Please call  Lee from Calles Financial at 954-270-7966, Your Insurance Consultant  about Home Insurance, Auto, Flood, Private Flood, Car, Life Insurance & Financial Products, Business  & Commercial Policies, and Group Products for business owners to give Employees benefits at no cost to the employer.

Three people in Miami have been arrested in an alleged $39,000 personal injury protection (PIP) fraud scheme, according to a statement from the Florida Department of Financial Services.

Alean Machado, Barbarito Leyva-Claro, and Yoandra Rodriguez-Pena were charged with insurance fraud, grand theft, patient brokering and organized scheme to defraud for their role in the scheme that was exposed during an undercover operation.

Please enjoy the full article below.

https://www.insurancejournal.com/news/southeast/2019/10/04/544435.htm

Please call  Lee from L & S Insurance, Inc. Your Insurance Consultant  about Home Insurance, Auto, Flood, Private Flood, Car, Life Insurance & Financial Products, Business  & Commercial Policies, and Group Products for business owners to give Employees benefits at no cost to them.

Lot’s of bills to not only see what passed, but what did not pass, what is pending, what is close & why we have to wait. Please read the full article below & be informed.

https://www.insurancejournal.com/news/southeast/2019/06/27/530569.htm

 

 

Please be sure to call Lee from Acentria Insurance at 954-270-7966 for free quotes on Home Insurance, Auto, Flood, Private Flood, Car, Business & Commercial & Life, Health & all group benefits.

 

Two recent decisions from the Florida Supreme Court that reversed rulings by the same District Court of Appeal will have a serious impact on the insurance industry.

The consequential rulings came on Sept. 20, 2018 in the cases of Harvey v. GEICO General Insurance Co., and Odom v. R.J. Reynolds Tobacco Co. in which the Florida Supreme Court’s used its power of discretionary review to reverse decisions by the Fourth District Court of Appeal.

Harvey v. GEICO General Insurance Co.

In Harvey v. GEICO General Insurance Co., No. SC17-85, So. 3d (Fla. Sept. 20, 2018), the Florida Supreme Court found there was support for a jury’s finding of bad faith and held that the Fourth District “misstated” the law. It’s 4-3 ruling reversed a Fourth District Court of Appeal decision siding with GEICO General Insurance Co. in a $9.2 million judgement against the insurer.

The case stemmed from an automobile accident that caused a man’s death by the plaintiff’s vehicle, which was covered under an insurance liability policy of $100,000 through GEICO. The auto insurer tried to settle the matter by providing the man’s estate with a check for the full policy limits. The estate argued that GEICO failed to provide a statement from the insured plaintiff, which might have indicated the plaintiff’s assets.

The estate returned the check and filed a wrongful death suit against the plaintiff, and a jury awarded the estate $8.47 million.

The plaintiff then filed a bad faith claim against GEICO, claiming that the attorney for the estate would have advised the estate to settle for the insurance policy limits had he known that the plaintiff would not have sufficient assets to cover a potential jury award. The jury found that GEICO had acted in bad faith and awarded the plaintiff a judgment of $9.2 million. GEICO appealed and the Fourth District Court of Appeals reversed the award, concluding that the plaintiff had not provided sufficient evidence of bad faith because even if GEICO acted deficiently, it did not cause the excess judgment against the plaintiff.

In the Sept. 20 majority opinion to reverse Fourth DCA’s decision by the Florida Supreme Court, Justice Quince, joined by Justices Pariente, Lewis, and Labarga, found there was competent, substantial evidence to support the jury’s finding of bad faith, and held that the Fourth District “misstated” the law.

Justices Canady and Polston dissented in separate opinions, joined by Justice Lawson, that the Florida Supreme Court lacked jurisdiction to hear the case because the Fourth District Court’s opinion did not expressly and directly conflict with prior Florida Supreme Court decisions.

Please enjoy the full article below;

https://www.insurancejournal.com/news/southeast/2018/10/02/502957.htm

Please call Lee at Acentria Insurance for free quotes on Home Insurance, Auto, Flood, Private Flood, Car, Business & Commercial, & Life, group & Financial as well.

Original post 11/2017

On September 27, we had a fire in our laundry area. The entire mobile home sustained fire damage. It took five days for the first adjustor to come out. He was at the house four hours then told us he couldn’t handle the claim because it was a large loss claim. So I don’t know why they sent him out and what he did for four hours if he wasn’t even qualified to be there. He also brought along an Origin of Fire expert who was also there four hours and said the fire started in my washing machine motor. Nothing at all for another week when they sent out a large claim adjustor. He spent about five hours in the home. He also brought along an engineer and the Origin of fire expert again. The two of them were there about five hours, moved the washer and dryer back into the house to take pictures then took them with them when they left. That was Monday and now here it is another week and still nothing.

Original review: Oct. 13, 2017

Had numerous policies for years with Foremost since they insure Mobile Homes. Finally had one claim, adjuster was brand new, her Supervisor finally took over due to incompetence but he was Swamped. Jumped through hoops, got a partial settlement and dropped all the insurance. That’s it in a Nutshell… It’s poor insurance, get rid of it as soon as you can. It’s only gonna Work for you if you have A DISASTER.

 

Please read all 24 below

https://www.consumeraffairs.com/insurance/foremost-homeowners.htm

Please call Lee from Acentria Insurance for free quotes on Home Insurance, Auto, Flood, Private Flood, Car, Business & Commercial and Life, health & group coverage as well.

A Florida man has been sentenced to more than a year in prison for his role in a $23 million auto insurance fraud involving chiropractors’ clinics.

The SunSentinel reports 55-year-old Jason Dalley wept in court April 16 as a judge sentenced him to spend a year and nine months in prison and pay more than $1.8 million in restitution

Dalley admitted he was part of a group of clinic owners, chiropractors and attorneys involved in the scheme. Court records show the fraud involving clinics in Broward, Palm Beach and Miami-Dade counties brought in at least $23 million from 10 insurance companies between 2010 and 2017.

Dalley ran a personal injury and criminal defense law firm in Boca Raton. He pleaded guilty to conspiring to commit health care, mail and wire fraud.

Please enjoy the full article below;

https://www.insurancejournal.com/news/southeast/2018/04/20/486981.htm

Please call Lee @ Acentria Insurance at 954-270-7966 for free quotes on Home Insurance, Auto, Flood, Private Flood, Car, Business & Commercial, & Life, Group  and financial products as well.

Florida Chief Financial Officer Jimmy Patronis has released a top 10 list of most wanted insurance fraud criminals and called on local communities to help with finding the individuals.

According to a statement from the Florida Department of Financial Services, each of the following individuals is wanted for various insurance-fraud related crimes:

  • Anthony Fitzgerald Phillips, last known address Fullerton, Calf.: Grand Theft.
  • Huberto Del Sol Puerto, last known address Hialeah/Miami, Fla.: Organized fraud ($50,000 or More), false and fraudulent insurance claims, grand theft (3rd Degree), money laundering, false statement (Jurisdiction of Department of State).
  • Gabriel Sanchez, last known address Miami, Fla.: Racketeering.
  • William Brenes, last known address Hillsborough County: Fraudulently presenting a false statement ($100,000 or more).
  • Jose Alexis Orellana Ramos, last known address North Lauderdale, Fla.: Organized fraud ($50,000 or more), grand theft (1st Degree, $100,000 or more), workers’ compensation fraud (Over $100,000).
  • Joseph J. Beckford, last known address Carrollton, Ga.: False and fraudulent insurance claim.
  • Bernardo Romero-Ortiz, last known address Orlando, Fla.: Workers’ compensation fraud ($100,000 or more); organized fraud.
  • Roland Terencio Delgado, last known address Coral Gables, Fla.: Racketeering, grand theft (2 Counts).
  • Paul Emmanuel Pierre, last known address Orlando, Fla.: Racketeering, false and fraudulent insurance claim.
  • Javier Lopez Rivero, last known address Miami, Fla.: Racketeering, grand theft, false and fraudulent insurance claims.

Please enjoy the full article below

https://www.insurancejournal.com/news/southeast/2018/04/18/486707.htm