Investigations, accusations, Governor Rick Scott,Barry Gilway, State Rep Frank Artilles,State Rep Mike  Fasano, A National Cat Fund and The Blame game are all in this article from the Fort Lauderdale Sun Sentinal, and writtten by Charlotte Greenberg and sent to me by our friends at First State Insurance. This is like, no This is, a Soap Opera clearly and all of us are the recipients of higher rates and mismangement and misconduct at a minimum. Please read the full article about Citizens Home Insurance and see what the next Legislative session in 2013 will be all about and then in 2014 new elections for  the Governor’s race as well. Please call L & S at 1-888-244-7400 for quotes on Home, Auto, Flood, Business & Commercial Coverage and Life Insurance as well.


If Citizens is going to depopulate or raise rates significantly, they must be fiscally reviewed to truly determine what condition it is in to pay claims now and if and when depopulation occurs. We already know that Citizens has 6 Billion in reserves and some bond issues for perhaps 3-6 billion more, but who knows. Hurricane Sandy will cost 25-30 billion in The NY, NJ and New England area so obviouly we are a little short. It does not take  Rocket science to figure this one out, but The Sate Representative Frank Artilles  wants it so now it must be done. Talk about sound bites to get your name in the paper. I will continue to bring this info to all that come visit the Home Insurance Guru in Fort Lauderdale, but we service all of Florida. Please read the full story below and call L & S Insurance at 1-888-244-7400 for all of your quotes on Home, Auto, Flood, Business & Commercial and Life Insurance as well.

(R) State Rep.  Frank Artilles is now going very public to get his name in the paper! The Florida legislature has had plenty of time to come up with many ideas, but they have had none!! Now that a plan is ready by the citizens Board of Governors,Representative  Artilles wants the Legislators in Tallahassee  to look it over and put the approval on it. I am not sure I agree with this plan or not, but I do  know that 500K policies no longer In Citizens is good for Florida and Fort Lauderdale  no matter how it happen’s. The Environmment is certainly better in Florida for availablility of product, but the price is still way too high. The people of Florida cannot keep paying these rates which can be 10 times what they were 20 years ago and that is bad Inflation!!!  Please  read the article by the Representative Artilles and tell him what you think. Please call L & S INsurance at 1-888-244-7400 for al of your quotes on Home, Auto, Flood, Business & Commercial and Life Insurance quotes as well.

According to Rep (R) Frank Artiles Citzens is speng to much money fighting claims  and then paying anyway. There are 2 thoughts on this? Pay all claims w/ no fight and everyone knows they can collect more or fight claims you feel should not get paid. Julie Patel of the Fort lauderdale Sun Sentinal cover’s this issue pretty well with no real answers only more questions. The real solution is to make Citizens Go away and let the private sector insure the homes, but we still have many areas that private companies will not accept.Older homes, homes East of I-95 in S. Florida and homes owned as rentals are all eamples of hard to palce policies. Please read the article and see how dificult the situation is getting w/ Citizens and how change is needed. Lawyers(Lawmkaer’s) like Frank Artiles(R) need to deal w/ the real problem and stop worrying about how Insurance companies should defend themselves from Frivoulous claims. Please enjoy the article and call L & S for all of your Home, Auto, Business & Commercial,Flood Insurance w/ FEMA and even Life Insurance as well.