Governor Rick Scott and the OIR are very friendly with the Insurance carriers in Florida. This is because they want  Florida Home Insurance rates to rise and Citizens to be depopulated and this is how they think it can be done. This Congressional session in Tallahassee our Legislators will soon vote on a Citizens Insurance  bill. This bill will allow Citizens to make the rates actuarily sound which they now feel will be a 17% rate hike instead of the 8-10 percent they have been taking. The real problem with this has been the re inspections and removal of  discounts they used to have. Because of this, increases are 50% in many cases especially here in Fort Lauderdale and most of South Florida. Rates are as hign now as they were  just after Hurricane Wilma and all of this in a bad economy which needs the Real Estate market improving, but Insurance costs are hurting it badly. Insurance costs are most of the time, higher than property taxes and in many cases like mine much worse. I pay 4K in  property taxes, but I will pay about 7K for the Home Insurance on my house this year. This is all because I do not have enough nails for a wrap discount and part of my roof is flat. In any event this article is a good one so please read it below. Please call us at L & S Insurance at 1-888-244-7400 for quotes on Home, Auto, Flood, Business & Commercial and Life Insurance as well.