Not bad for a Flood carrier!! Now with all of the new business to come from Private flood, this could be a more lucrative market. Flood rates(From FEMA) in the Fort Lauderdale area are way to high on the coast so private flood will be a savior to the Real estate market!! Please read the full article below. Please call L & S Insurance at 1-888-244-7400 for quotes on Home, Auto, Flood, Business & Commercial, & Life Insurance products as well.