Please call  Lee from  USAsurance  & Calle Financial. 954-270-7966, Your Insurance Consultant  about Home Insurance, Auto, Flood, Private Flood, Car, Life Insurance & Financial Products, Business  & Commercial Policies, and Group Products for business owners to give Employees benefits at no cost to the employer

If you want this coverage, now it will cost so much more. The existing coverage requires property damage to have occurred like a fire or Hurricane. This coverage was always available at a higher premium, but most never want to pay for it till needed.

The insurance industry has notched another victory in its defense of its commercial insurance policies against claims for business interruption due to the coronavirus.

In a case brought by the owner of several restaurants against its insurer over business interruption due to the coronavirus shutdown ordered by the mayor, a District of Columbia Superior Court judge has sided with the insurer, ruling that the restaurant’s insurance policy is not triggered because the shutdown did not amount to direct physical loss.

Finding that the plaintiff restaurants failed to prove there was any direct physical loss, Associate Judge Kelly Higashi on Thursday granted a summary judgment in the suit in favor of Erie Insurance Exchange.

In March, D.C. Mayor Muriel Bowser issued several orders. They included a ban on indoor dining, the closing of all non-essential businesses, and an order for residents to shelter-in-place. Rose 1 had to close its restaurants as a result.

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